Mine was 850 six years ago when they ran it for a home equity line of credit. This past April I bought a new home, and it was 820.

 

I purchased a Toyota Sequoia for my Ex back in 08 when we split in 2010 she thought she would fuck with me and stop paying the note on the SUV and fuck up my credit. When she was at work one day (nurse) I went to the parking lot and took MY vehicle back since I was paying the note and it was in my name. She comes out of work and it's gone,reported it stolen, and then called me to tell me it was stolen LOL That conversation got a bit heated to say the least........LOL

 

816!!!!....wheee

 

I used to be proud of my 837 until I found out all it really means is you have borrowed over $100k in consumer debt. It's completely overrated if you're not going to keep borrowing money your whole life.

 

820 last week

 

2

 

LOL

 

900

 

You are a precocious child.....

 

820

 

N/A - No score available from the 3 majors.

 

Same here.

 

My wife and I just got ours from Wells Fargo (traded 2 cars, bought one, took small loan until I sell my Panoz). We both had identical score (maybe cause married?) of 868.

Edit: just looked up how they determine it cause made me curious. Decent article here.

How Is My Credit Score Calculated?

Did you ever wonder how your credit is calculated? Learn the criteria that determine your FICO credit score—the measure most commonly used by lenders.

www.investopedia.com

 

My wife and I just got ours from Wells Fargo (traded 2 cars, bought one, took small loan until I sell my Panoz). We both had identical score (maybe cause married?) of 868.

That's a hell of a score you got there.

 

12

 

Want a perfect credit score...have no debt and pay cash!

 

You will have ZERO credit score!!!

Your Pal, Gary

 

835 as of a couple days ago.

This buncha bastards seem to pay our bills!

 

I honestly have no idea. I've only had one loan in my entire life
(first house mortgage). Paid cash for everything since, been almost
40 years. Me no play the "debt game".

 

Wife and I were 843-847 most of the time, and once hit 850. Since being completely debt free now over the years and paying everything off monthly, we're both currently in the 835 range. Ours went down when we paid off our home and closed up some old unused accounts.

 

Depends on which credit reporting agency you go by.

804, 826, or 842 .

Take your pick...….

 

You can have a 850 or 900 score, but if debt to income is not good, you still get notta!

 

I don’t think you will have an 850 with a high debt to income ratio. At least I don’t think so.

 

13 11/16

 

Not the size of your steering wheel silly

 

Interesting story . I do not check mine or care what it is but, a friend and I went to Vegas years ago. This was when MBNA was supporting the race there. So everytime we walked out of the hotel half naked girls signed us up for a credit card. We put down we didn't own a house ,little income ,no job ect because we did not want to receive any credit cards.I ended up with 21 Tee shirts for the weekend.
About 6 months later I was relaying this story to a friend who sells real estate. He laughed that all those applications would have played hell on my score . I Don't use credit ,don't care. We pulled up my credit report. Holy crap here were 21 applications for credit cards all turned down. My credit score was 630, no idea what it was before. I still have some of the tee shirts.

 

Mine was an 801 last January and my wife's was 797.

 

805 last week

 

819-821

 

I went 15 years without borrowing a dime and over 20 with no credit cards. I had everything paid off. My insurance just kept getting higher and higher. A lot is based off of your credit score. So I got a couple bull shit cards, then financed a new truck. That got me up around 700, now in 740 ish manly because my history is only 5 years.

 

What is the Highest Credit Score? (Perfect Credit Score)

Find out what the highest credit score is, how you can get there, and if it's a realistic goal. Learn how the different credit bureaus calculate scores and what that means for yours.

www.creditsesame.com

The highest credit score you can achieve (under perfect circumstances) is 850 using the FICO model. However, any score over 740 is generally considered to be great and puts you in range for the best interest rates on things like credit cards, mortgages and car loans.
What is the Highest Credit Score? (Perfect Credit Score)
www.creditsesame.com/blog/credit-score/what-is-the-highest-credit-score/

 

What is the Highest Credit Score? (Perfect Credit Score)

Find out what the highest credit score is, how you can get there, and if it's a realistic goal. Learn how the different credit bureaus calculate scores and what that means for yours.

www.creditsesame.com

The highest credit score you can achieve (under perfect circumstances) is 850 using the FICO model. However, any score over 740 is generally considered to be great and puts you in range for the best interest rates on things like credit cards, mortgages and car loans.
What is the Highest Credit Score? (Perfect Credit Score)
www.creditsesame.com/blog/credit-score/what-is-the-highest-credit-score/

Gotta love all the jackasses on here claiming 860's...

 

What's credit?...I wouldn't be happy that I had a "number" , means fk all in real life LOL

 

If your homeowners insurance and auto insurance company don't use your credit scores in determining your premiums, then good for you.

But, if yours is like most, you pay more for car and homeowners insurance the lower your score is.

But, if you don't care about paying higher rates for insurance, then credit scores don't matter.

 

666

 

That's Iron Maiden.....