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401K Where are you % wise?

8.1K views 81 replies 46 participants last post by  Hollow65  
#1 ·
Started my 401K in 1992.

My Rate of return
-5.12%
Quarter ending
September 30, 2022

-16.85% for last 12 months
3.4% since inception
 
#7 · (Edited)
Down about 25% in the last 12 months.

Biden claiming he is responsible for market gains when it was the DEMOCRATS that trashed the market to begin with via their knee-jerk reaction to Covid-19!

Remember BIDEN also wanted to FIRE any American not wanting the vaccine! Meanwhile, millions of unvacvinated illegal immigrants flood our borders!

VOTE!
 
#10 ·
Since January 1st, I'm down over 27% and $75,000. However, since late last year, I'm down an additional $7,000. Thus, this trend of losses started well before this year started. I'm down $82,000 from the high point that I was at. All the money that I made under Trump has been stolen by these fucking retards and their policies.
 
#12 ·
Our Union went after a combined 401/Defined pension. That way if one shits itself the other one is always there to prop it up. I been retired since that same union bargained an early retirement. If I left at 59 1/2 I could keep my healthcare "as is" for both me and my wife so I left. I retired in 2017. Right now my 401 is down some but October was one of the best months in history so maybe things are headed back up. Been kind of waiting on things to settle down as I wanted a new truck but I got tired of waiting and have a new 23 F-150 Platinum 5.0 motor with a 3.73 headed this way. Its all good, this is a good gig, I highly recommend it ! :)
 
#18 ·
Our's is with John Hancock. They have the funds listed on stock exchange for us to look at. JIIOX and JLCGX is where my money is at. And the values shown on the exchange are less than the one's listed on the website. What's deal with that? Anyone know why that would be?
 
#25 · (Edited)
Have investment accounts for decades....

Went to cash before Jan 2022, so down about 1.7% for last 12 months. On the sidelines not holding stocks, Now portfolio is only about 2% in stocks. Have moved about 20% to I bonds, treasury bills, some corp. bonds, and laddered CD's.(can get 4%+ now) and that will rise with the inflation/interest rates probably.
Playing the dividend game currently. Daily buys and sells on or about ex-dividend dates.Making some money there.

Worst case scenario.for the next few months......
The inflation, and recession at the rates it's happening now, plus the political environment, may well mean 24-30 months more recession ...stocks may continue to fall. (historically that may indicate the pattern)
IMHO