Like an idiot i backed into my parents camper today. How do you fix this? Is this an expensive repair? It got the door some too. I've never had to use my insurance to file a claim before not sure what to expect or how much they cover before totaling something. It's an 04 ram 1500.
Easy. Under $1500. Not worth filing a claim and raising your rates. Could probably get it done at a discount shop for under $1000 out the door. Try a quality place first and offer them cash for $200-ish off their estimate and you'll be good as new for the discount shop price.
Don't file a claim - rates will go up. Similar scenario happened to me, at renewal time they upped me 60 bucks/month. Basically paid off what they paid on the claim over the next two years and then they made an additional 720$ off me. Never again, unless its thousands in damage.
It's good that you fixed it yourself Ins claim would have cost you down the road, wife had a fender bender and just told them to turn it in was a small dent above the wheel on a pickup bed cost $1,400. to repair to our Ins. Ins went up $2,000. a year for next three years. she never told me about it cause their was no damage to her car