street / strip car insurance. - Page 2 - Yellow Bullet Forums

Go Back   Yellow Bullet Forums > Fire your bullets!!! > Trash Or Be Trashed

Trash Or Be Trashed Where the weak are killed and eaten!!!! Vulgar language and nudity may be enclosed!! NWS

Reply
 
Thread Tools Display Modes
Old 10-06-2013, 09:58 PM   #16
dbmx66
Senior Member
Smoked another BBC
 
dbmx66's Avatar
 
Join Date: May 2012
Location: Reading PA
Posts: 1,118
Default Re: street / strip car insurance.

Im not asking about a specialty policy or anything like that. All im asking is if i have an insurance policy for a street driven vehicle, and take ot to the track and crash, or someone crashes into me or someone gets injured... Am i on my own? Or is the other person on their own. Like ive personally saw cars crashing into eachother going down the track, but how does that get handled? I just want to know the details.
dbmx66 is offline   Reply With Quote
Sponsored Links
Advertisement
 
Old 10-06-2013, 09:59 PM   #17
dbmx66
Senior Member
Smoked another BBC
 
dbmx66's Avatar
 
Join Date: May 2012
Location: Reading PA
Posts: 1,118
Default Re: street / strip car insurance.

Quote:
Originally Posted by 67 bird View Post
If you're racing insurance will most likely not cover you. If you're in the pits and you hit another car or he hits you, you're probably covered. Your personal insurance is not going to cover you or represent you if an accident happens while drag racing or if the guy in the other lane runs into you..
Okay thank you, thats what i was looking for.
dbmx66 is offline   Reply With Quote
Old 10-06-2013, 10:01 PM   #18
Hired driver
Steering wheel holder
Smoked Another SBC
 
Hired driver's Avatar
 
Join Date: Jun 2012
Location: royersford PA
Posts: 4,063
Default Re: street / strip car insurance.

The best thing you can do is call an insurance broker and ask them these questions. They'll find you a policy that will suit you the best and it will be cheaper then you can get it yourself.

Most guys never really think about this, they just take the car to the track.
__________________
Quote:
Originally Posted by Cheswick View Post
You guys are weird.
Hired driver is offline   Reply With Quote
Old 10-06-2013, 10:06 PM   #19
Life's a Drag
Gov. Andrew Cuomo SUCKS!
Smoked Another SBC
 
Life's a Drag's Avatar
 
Join Date: Sep 2013
Location: Track, Garage, Here or Sleeping
Posts: 13,988
Default Re: street / strip car insurance.

Quote:
Originally Posted by dbmx66 View Post
Im not asking about a specialty policy or anything like that. All im asking is if i have an insurance policy for a street driven vehicle, and take ot to the track and crash, or someone crashes into me or someone gets injured... Am i on my own? Or is the other person on their own. Like ive personally saw cars crashing into eachother going down the track, but how does that get handled? I just want to know the details.
If I were you I'd dummy up!

If a common insurance carrier like State Farm, Nationwide, Allstate, etc. finds out that you're racing they'll cancel you faster than John Force can talk.

If anything does happen at a track you better make sure it's their fault or you have your checkbook handy.

Not trying to scare you, just telling you how it is and always has been.

Last edited by Life's a Drag; 10-06-2013 at 10:08 PM.
Life's a Drag is offline   Reply With Quote
Old 10-06-2013, 10:14 PM   #20
dbmx66
Senior Member
Smoked another BBC
 
dbmx66's Avatar
 
Join Date: May 2012
Location: Reading PA
Posts: 1,118
Default Re: street / strip car insurance.

Well heres a question, lets be far fetched for a minute... Say i crash into a wall and a piece of my car flys off on impact and seriously injures someone or kills them. Would i be sue for everythin i have and then some? Even if it was an accident?
dbmx66 is offline   Reply With Quote
Old 10-06-2013, 10:22 PM   #21
Hired driver
Steering wheel holder
Smoked Another SBC
 
Hired driver's Avatar
 
Join Date: Jun 2012
Location: royersford PA
Posts: 4,063
Default Re: street / strip car insurance.

Quote:
Originally Posted by dbmx66 View Post
Well heres a question, lets be far fetched for a minute... Say i crash into a wall and a piece of my car flys off on impact and seriously injures someone or kills them. Would i be sue for everythin i have and then some? Even if it was an accident?
You would probably be included in a blanket suit along with the track, the tech crew, the people that made whatever failed on your car, the guy that paved it 15 years ago, the person sitting next to the person killed that made the dead person use that exact seat and anyone else the lawyer could think of. Or you might not get sued at all, depends.
__________________
Quote:
Originally Posted by Cheswick View Post
You guys are weird.

Last edited by Hired driver; 10-06-2013 at 10:24 PM.
Hired driver is offline   Reply With Quote
Old 10-06-2013, 10:23 PM   #22
Life's a Drag
Gov. Andrew Cuomo SUCKS!
Smoked Another SBC
 
Life's a Drag's Avatar
 
Join Date: Sep 2013
Location: Track, Garage, Here or Sleeping
Posts: 13,988
Default Re: street / strip car insurance.



What if a meteor fell out of the sky on a snowy day in July at 7:03 pm while you were showing a 5 year old holding a kitten how to put fuel in your car and the car burst into flames starting the kitten on fire while your mother was winning at bingo?

Stop over thinking it! Just go out and have a good time!

OR

Stay at home under your bed with a good book.

Sheesh!!!!!
Life's a Drag is offline   Reply With Quote
Old 10-06-2013, 10:27 PM   #23
dbmx66
Senior Member
Smoked another BBC
 
dbmx66's Avatar
 
Join Date: May 2012
Location: Reading PA
Posts: 1,118
Default Re: street / strip car insurance.

Well whatever. Maybe i am over thinking. But no one ever thinka about it until after it happens. Just sayin.
dbmx66 is offline   Reply With Quote
Old 10-06-2013, 10:29 PM   #24
mc0311grunt
assol
Smoked Another SBC
 
mc0311grunt's Avatar
 
Join Date: Sep 2010
Location: Shitterville aka Victorville
Posts: 9,602
Default Re: street / strip car insurance.

Most insurance wont cover you on the track. You are liable
__________________


For those who fought for it freedom has a taste the protected will never know
mc0311grunt is offline   Reply With Quote
Old 10-06-2013, 10:51 PM   #25
1972 elcamino
Senior Member
Smoked another BBC
 
1972 elcamino's Avatar
 
Join Date: Oct 2008
Location: New Lenox Illinois
Posts: 2,776
Default Re: street / strip car insurance.

Quote:
Originally Posted by dbmx66 View Post
Well whatever. Maybe i am over thinking. But no one ever thinka about it until after it happens. Just sayin.
Your pretty much screwed if you crash your car and it's totaled your out. You run into the guy next to you and it's your fault technically he can't make you pay for his junk but we all hope that people would try and do the right thing. As far as injuries that waiver you sign when you go to the track is suppose to prevent people from suing, but it still happens. If u can't afford to wreck the car you probably shouldn't be drag racing. Anything can happen. Doesn't hurt to prepare yourself some and think about what can happen, but you can't live in a bubble either. Good luck.
__________________
1972 elcamino is offline   Reply With Quote
Old 10-06-2013, 10:51 PM   #26
JrJohnston
Senior Member
Smoked Another SBC
 
JrJohnston's Avatar
 
Join Date: Feb 2008
Location: Springfield,Mo
Posts: 11,769
Default Re: street / strip car insurance.

Quote:
Originally Posted by mc0311grunt View Post
Most insurance wont cover you on the track. You are liable

Or private property.
__________________
Junior Johnston


Politicians should serve 2 mandatory terms, one in office, and one in prison.


“It is better to be hated for what you are than to be loved for what you are not.”

~ André Gide
JrJohnston is offline   Reply With Quote
Old 10-06-2013, 11:06 PM   #27
dbmx66
Senior Member
Smoked another BBC
 
dbmx66's Avatar
 
Join Date: May 2012
Location: Reading PA
Posts: 1,118
Default Re: street / strip car insurance.

Quote:
Originally Posted by 1972 elcamino View Post
Your pretty much screwed if you crash your car and it's totaled your out. You run into the guy next to you and it's your fault technically he can't make you pay for his junk but we all hope that people would try and do the right thing. As far as injuries that waiver you sign when you go to the track is suppose to prevent people from suing, but it still happens. If u can't afford to wreck the car you probably shouldn't be drag racing. Anything can happen. Doesn't hurt to prepare yourself some and think about what can happen, but you can't live in a bubble either. Good luck.

If i wreck my car then i wreck my car so be it. It can be fixed. Im not worried about that. I know your shit outta luck. The only reason i started this thread was because i wanted to know what happens when shit hits the fan at the track. Basically, if you are not covered under insurance when something bad happens, how that stuff gets handled. But from what you guys are saying it seems that people have to step up and do the right thing.
dbmx66 is offline   Reply With Quote
Old 10-07-2013, 02:28 AM   #28
cudadoug
Junior Member
Launchin
 
Join Date: Feb 2013
Location: Tracy, CA
Posts: 365
Default Re: street / strip car insurance.

Hello?? Where's the guy with the Camaro all over the Jeff Lutz thread who's a race car insurance guy????
cudadoug is offline   Reply With Quote
Old 10-07-2013, 02:43 AM   #29
HisPony
Member
Pullin gears
 
Join Date: Aug 2011
Location: Imperial Beach, Ca
Posts: 571
Default Re: street / strip car insurance.

That's why you have some one tow the busted up car outside the track facility and then you call your insurance company.

"Honest, I swerved to miss a deer and all this shit happened!!"
HisPony is offline   Reply With Quote
Old 10-07-2013, 02:43 AM   #30
rskrause
Senior Member
Smoked Another SBC
 
rskrause's Avatar
 
Join Date: Aug 2009
Location: PRNY (WNY-the good part)
Posts: 4,140
Default Re: street / strip car insurance.

Do NOT tell anyone connected to your insurance company that you race.
rskrause is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



All times are GMT -4. The time now is 01:47 PM.


Powered by vBulletin® Version 3.8.6
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Garage Plus vBulletin Plugins by Drive Thru Online, Inc.
Resources saved on this page: MySQL 2.82%
vBulletin Optimisation provided by vB Optimise (Pro) - vBulletin Mods & Addons Copyright © 2014 DragonByte Technologies Ltd.
Yellow Bullet LLC